Jumu’ah Khutbah Translation, 20th Rabi ul Awwal 1442AH, equivalent to 6th November 2020

All praise due to Allah, we praise Him, we seek His help and beg for His forgiveness. Whomsoever Allah guides shall not be lead astray and whomsoever is lead astray shall find none to guide him. I bear witness that none has the right to be worshipped except Allah and I bear witness that prophet Muhammad (SAW) is His servant and messenger.
O you who have believed, fear Allah as He should be feared and do not die except as Muslims [in submission to Him].
O mankind, fear your Lord, who created you from one soul and created from it its mate and dispersed from both of them many men and women. And fear Allah, through whom you ask one another, and the wombs. Indeed, Allah is ever, over you, an Observer.
O you who have believed, fear Allah and speak words of appropriate justice. He will [then] amend for you your deeds and forgive you your sins. And whoever obeys Allah and His Messenger has certainly attained a great attainment.
O mankind! Fear Allah, among the moralities upon which Islam has called us is truthfulness. Truthfulness is bringing something in its reality. It is among the best qualities a man should possess and be qualified with. Allah has ordered His believing servant with truthfulness and keeping company with those who are truthful. Allah says: “O you who have believed, fear Allah and be with those who are true”.
O the followers of Islam! Truthfulness has many virtues and bounties among which are the following:

1. it is an attribute of Allah.
Allah says: “And they will say, “Praise to Allah, Who has fulfilled for us His promise and made us inherit the earth [so] we may settle in Paradise wherever we will. And excellent is the reward of [righteous] workers.” (Azzumar:47). Also, He says:” And who is more truthful than Allah in statement”. (Annisah:87)
2. It is an attribute of our beloved prophet Muhammad (SAW) before and after his prophet hood. Thus, he was called ” Al-ameen” (the trustworthy), Asadiq Al-masdooq ” the truthful and reliable person). He once summoned the Quraish in Makkah asking and saying: ” inform me, if I were to tell you that an army is coming to invade you from behind this valley, will you agree and trust me? ” they said: ” we’ve never experienced any lie from you”. Also, during the jahliyyah (period of ignorance before the advent of Islam) it happened that the Quraish renovated the sacred house of Allah and then differed among them as to who is the best person to put the blacsk stone to its proper place. It became an argument and they nearly fought until they eventually agreed to make the first person who entered through the door of the sacred house an arbitrator. By Allah’s will, prophet Muhammad (PBUH) happened to be the person who entered afterward through the door. On seeing him, they all shouted and said: ” Al-amin! Al-amin! The trustworthy has come. we are pleased with Al-amin” referring to the prophet Muhammad (PBUH). This happened five years before he was made prophet.
3. It is an attribute of the prophets in general. Allah says concerning prophet Ibrahim: “And mention in the Book [the story of] Abraham. Indeed, he was a man of truth and a prophet.”(Maryam:41). concerning prophet Ismail, He says: “And mention in the Book, Ishmael. Indeed, he was true to his promise, and he was a messenger and a prophet. “(Maryam:54). concerning prophet Idrees He says: “And mention in the Book, Idrees. Indeed, he was a man of truth and a prophet. “(Maryam:56). Concerning prophet Yusuf, He said: “Said [the king to the women], “What was your condition when you sought to seduce Joseph?” They said, “Perfect is Allah! We know about him no evil.” The wife of al-‘Azeez said, “Now the truth has become evident. It was I who sought to seduce him, and indeed, he is of the truthful”. (yusuf:51)
4. It is one of the factors of gaining admission into paradise. Says the prophet (SAW): ” adhere to truthfulness for truthfulness leads to righteousness and righteousness leads to paradise”.
5. It’s among the signs of the true believers as the opposite is among the signs of hypocrites. Says the people (SAW): “the signs of the hypocrites are three” among which is that when he talks, he lies.
6. Forgiveness of Allah is earned by it. Allah says :”Indeed, the Muslim men and Muslim women, the believing men and believing women, the obedient men and obedient women, the truthful men and truthful women, the patient men and patient women, the humble men and humble women, the charitable men and charitable women, the fasting men and fasting women, the men who guard their private parts and the women who do so, and the men who remember Allah often and the women who do so – for them Allah has prepared forgiveness and a great reward”.(AL-Ahzab:35)
7. It makes a believer accompany the Prophet (SAW) in Paradise as said by Allah: “And whoever obeys Allah and the Messenger – those will be with the ones upon whom Allah has bestowed favor of the prophets, the steadfast affirmers of truth, the martyrs and the righteous. And excellent are those as companions.”
8. It brings blessing to one’s provisions in all dealings. Hakim b. Hizam reported God’s Messenger as saying, “Both parties in a business transaction have a right to annul it so long as they have not separated ; and if they tell the truth and make everything clear they will be blessed in their transaction, but if they conceal anything and lie the blessing on their transaction will be blotted out.”
O servants of Allah! Truthfulness is not restricted only to what we say but also encompasses what we do. Be truthful in words and actions. The greatest area of truthfulness is the one between a servant and his Lord. Worship your Lord, obey him, follow his prophet and believe in him sincerely and truthfully. Don’t be a hypocrite who falsefully claims to believe and follows Islam. Also, be truthful and sincere in your dealings and interactions with the servants of Allah. Don’t cheat, don’t harm and intimidate others. Be sincere, honest, fair and just to everyone you treat, interact or deal with. Control your soul from pushing and driving you anyhow. Be its driver and don’t let it be your driver. Says the prophet (SAW): “All men go out early in the morning and sell themselves, thereby setting themselves free or destroying themselves”. narrated by Muslim.
O servants of Allah! Truthfulness is among the best qualities a man is ever remembered of before and after his death. Abubakar – May Allah be pleased with him – is called “Assiddeeq” before and after his death because of his truthfulness in his actions, faith and belief in Prophet Muhammad (SAW). He believed in him when many disbelieved. He was the first person to believe in the prophet when he informed them about his night journey to Jerusalem and heavens known as “Al-isra wal mi’raj”. He supported and defended him when many did not believe him about the event. For this reason, He was called Assiddeeq, i.e the truthful. And till date he is been remembered and called that name.
O Followers of Muhammad (SAW)! Truthfulness and honesty are needed, essential and necessary in our speeches, conversations, gatherings, and interactions with our fellow Muslims and the non-Muslims, with our parents, wives, husbands, children, neighbors, elders, seniors, juniors, leaders and servants. It is necessary in any responsibility given to us and any position we find ourselves. Our gatherings should be cleaned of fabrications, lies, falsehood, backbiting, gossiping, slandering, defamation and character assassination.
Dear brothers and sisters in Islam! Stop the spread of fake news on media especially the social media. Before you spread any news or information, verify and confirm, Think about its positive and negative effect. Send it to the right persons or groups who are intelligent enough to comprehend and understand.
Finally, O servants of Allah! We need in our nation leaders who will talk and speak for our interest and good. Leaders whose aim is not fame, popularity, appraisal and show off. When they represent, they represent us for our interest and development, not for amassing wealth and public funds. We need scholars who will sincerely teach us our religion. We need orators, clerics, preachers, imams who will tell us the truth, who will look, study, then discuss and find solutions to our affairs, problems, and challenges in our communities and the nation at large. We want people who are God – fearing, truthful, honest and trustworthy so that the country can be pushed forward to the next level and the youth and citizens will enjoy, live happily and peacefully. May Allah it easy and see us through.
We seek Allah’s peace, blessing and salutation upon the soul of our noble prophet Muhammad (SAW), his family, companions and those who follow their path with righteousness to the day of judgment.




Jumma’ah Khutbah Translation, Rabi ul Awal 1442AH, equivalent to 23rd October, 2020



All praise is due to Allah. I testify that there is no deity worthy of worship but Him and Prophet Muhammad is His final messenger.

Brothers and sisters fear Allah.

Allah says: “The mosques of Allah are only to be maintained by those who believe in Allah and the Last Day and establish prayer and give zakah and do not fear except Allah, for it is expected that those will be of the [rightly] guided.” (9:18)

“And who are more unjust than those who prevent the name of Allah from being mentioned in His mosques and strive toward their destruction. It is not for them to enter them except in fear. For them in this world is a disgrace, and they will have in the Hereafter a great punishment.” (2:114)

“In houses (mosques), which Allah has ordered to be raised (to be cleaned, and to be honoured), in them His Name is glorified in the mornings and in the afternoons or the evenings. Men whom neither trade nor sale diverts them from the Remembrance of Allah (with heart and tongue), nor from performing As-Salat (Iqamat-as-Salat), nor from giving the Zakat. They fear a Day when hearts and eyes will be overturned (from the horror of the torment of the Day of Resurrection). (24:36 and 37)

“And the mosques are for Allah (Alone), so invoke not anyone along with Allah.” (72:18)

Prophet Muhammad said: “The most beloved of places in the sight of Allah are the masjids, and most disliked places in the sight of Allah are the markets.” Narrated by Muslim

It was narrated that ‘Umar bin Khattab said: “I heard the Messenger of Allah say: ‘Whoever builds a mosque in which the Name of Allah is mentioned, Allah will build a house for him in Paradise.'”

Ibn Umm Maktum asked the Prophet (ﷺ) saying: Messenger of Allah, “’I am a blind man, my house is far away (from the mosque), and I have a guide who does not follow me. Is it possible that permission be granted to me for performing prayer in my house?’ He asked: ‘Do you hear summons (adhan)?’ He said: ‘Yes.’ He said: ‘I do not find any permission for you.’”

The position of the mosque in Islam is clearly evident in the fact that the Prophet, may God’s prayers and peace be upon him, did not settle down when he arrived at the Bani Amr bin Auf neighborhood in Quba, until he began building the Quba Mosque, which was the first mosque built in Medina, and the first mosque built for the general population.

Likewise, when he continued his journey to the heart of Medina, the first thing he did was to allocate land to build his mosque, may God bless him and grant him peace.

A French writer said in his book: “And among accessories of mosques in general: baths, hotels, liveries, hospitals, and schools, and this is how the mixing of religious life with civil life becomes evident for Muslims”

How to maintain mosques:

  1. Reviving mosques with learning circles and faith councils.  Dissemination of knowledge, information and awakening.
  2. Mosque architecture is to be returned to the simplicity of construction, with the beauty of the body, without this wasteful decoration. Quality must not be compromised.
  3. Cleaning and maintenance
  4. Training young ones to attend
  5. Observing the etiquette of the mosque and the Sunnahs of praying in it such straightening and rows, closing gaps et c.
  6. Employing and choosing qualified staff of the Masjid such as learned and pious Imams, knowledgeable and nice voiced callers for prayer, able manager et c.
  7. Protecting Masjids from anything that has nothing to do with it and all harms such conducting businesses, jests, bad smell and odor such as one attend after consuming garlic, onion et c.
  8. Not limiting message of Masjid internally but make good use of internet especially social media.
  9. Establishing Waqf to keep funding operations, activities and logistics which has been the tradition for over a millennium.

Masjids are places where the spirit of consolation, justice, brotherhood and harmony is achieved and they are training ground for orderliness, respect of time, humbleness and tenderness.

The mosques in the era of the righteous ancestors, may God Almighty be pleased with them, were full of weeping, the circles of knowledge and scholars crowded in them, and the voices of glorification and praise and the sincere tongues spoken in them with supplication, so it brought out the leaders of the world who changed the face of history such as the Rightly Guided Caliphs, Conqueror Leaders, Supporters and Migrants

Their hearts were attached to the mosques, they would be tempted to sit in them and their hearts would be pleased with them, and the mosques in their era were a university of knowledge, a court of truth, a Centre for gathering, a point of starting, a place of worship, a Centre for leadership, and a parliament for politics in which the Messenger of God, may God bless him and grant him peace, commissioned brigades of armies and received delegations in it and concluded treaties in it and held meetings and consultations in it.

Two last messages are:

  1. Call to Nigerians especially the young ones not to allow others to use them to destroy their property and nation. Those who strived and promised to destroy our nation in 2015 and that failed would not stop trying. Allah has blessed us with many things that made other envy Let us make building our nation a priority.
  2. Call to those who Allah saddled with authority, no matter how small or big, to fear Allah and exercise justice and fairness. To ensure as well rewarding good deed and punishing Checks and balance must be observed.

All Muslims are urged to keep this country in their sincere prayers. May Allah accept our good deeds and keep our nation guided and guarded.





Jumma’ah Khutbah Translation, 7th Safar 1442AH, equivalent to 25th September, 2020



All praise is due to Allah. I testify that there is no deity worthy of worship but Him Who said: “Prepare against them whatever arms and cavalry you can muster, that you may strike terror in (the hearts of) the enemies of God and your own, and others besides them not known to you, but known to God. Whatever you spend in the way of God will be paid back to you in full, and no wrong will be done to you.” Qur’an 8:60. And Prophet Muhammad is His final Messenger who said: “O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men. Al-Bukhari 7/158.

Brothers and sisters fear Allah.

Coming Thursday is the 1st of October 2020 that marks the sixtieth anniversary for Nigeria after attaining independence from the British rule.

Many countries celebrate independence (national) day to remember the day self-rule is attained. It is worth celebrating to be free form disenfranchisement and slavery in whatever name it is.

Many countries were colonized and disenfranchised in different ways and methods for long time. some even up to more than three centuries.

Colonialists colonize countries and impose new cultures, norms on them in the name of developing them but the sole aim is to enslave them to take away the natural resources. No more no less.

Colonialism has different methods:

  1. Torture
  2. Annihilation
  3. Deculturalization
  4. Changing of mind set
  5. Starvation
  6. Confiscation of wealth
  7. Terrorism: killing the well informed, wise and knowledgeable in the society
  8. Distorting and cutting generations from their history, literacy and education
  9. Employing divide and rule tactic
  10. Making victims believe that technological development is linked to colonialism and many more.

Old colonialism forced out after “second world war” due to new wind of capitalism.  It left residue as well as new colonialism which caused the following and more:

  1. Imposed:
    1. alien culture and language
    2. alien rules and laws
    3. alien and unfavorable boundaries
    4. alien life style, food and medications
    5. educational systems that favors them mainly
    6. unjust economic and financial systems
    7. the culture of reliance on foreign aid
    8. civil and national development that looks in favor of the victim nation while truly it favors the colonialists.
  2. Ensured that victim’s natural resources are being channeled to them continuedly in the way that favors them better
  3. Turn victim countries into dumping ground
  4. Cause some disasters that sound natural
  5. Unfavorable terms and conditions for bilateral relations agreements be it trade or anything else
  6. Leaving behind who and what would sustain and ensure freedom and independence are foiled
  7. Use of media to tarnish image and promote fake impressions and perceptions
  8. Deployment of strategy that was time-proven: problem-reaction-solution.

Other new ways and methods of slavery are being introduced. Especially through debt and Riba, media, insurgency, unrest, diseases, cyber slavery et c.


A metal exchange market in a capital city of a colonialist is the world center for trade of industrial metals. Few years ago, annual deals reached over $10t.  That is 4 times the size of the economy of the whole country where the metal exchange market is located. Hardly the nations that produce the metals represented the dealings.

Another example is that there is an African country with many gold mining sites but no gold bullion storage. While its colonialist has no gold mining sites but have lot of gold bullion storages. The same country has uranium but its cities are in darkness while the so-called colonial master have no uranium but cities lighted with uranium nuclear energy electricity.

An Asian country that suffered in the hands of the unjust nations hired their companies to explore and find out if it has oil. The answer was negative. But when it developed its own drillship it found out that it has about 320b m3 of natural gas about 2 months ago. The same gas that is being flared away by some countries.

Blame game would not get us developed and freed from the claws of the enslaving remnants of the so-called colonial masters.

Here are some ways to make nations free from such slavery:

  1. Absolute service and slavery are to Allah alone.
  2. Reading history. Be proud of ours.
  3. Wisdom our lost property. We take it from whosoever.
  4. Self-sufficiency in production of food, water, medication, armament, ICT, manufacturing et c.
  5. Having well-armed and trained forces for protection and prevention.
  6. Ability of extracting and processing natural resources without necessarily seeking foreign help.
  7. Keep self and nation protected from misinformation and

We live in a world where one cannot afford not have strength, leverage, will and influence for rights to be respected and honored and for real independence and freedom as well. Weakness is not an option. We can’t be free and independent if we still believe what colonial masters impose on us is better than ours and confuse expensive brand name with quality. This is an inferiority complex that need to be get rid of.

Gaining freedom and development needs our hard work, sacrifice, patience and finally dependance and reliance on Allah.






In commemorating the 2020 day of older persons, we ask Allah to bless and give the best of rewards older persons in the society and keep them supported.

We congratulate our nation for coming this far after attaining independence. We ask Allah to grant our nation more prosperous years with strength, development, wellbeing, unity, and progress. May He, also, keep us guided and guarded. May He as well ease our affairs, improve our economy, and remove the hardship we are experiencing.





Jumma’ah Khutbah Translation, 29th Muharram1442AH, equivalent to 18th September 2020


 All praise is due to Allah, we seek His help and forgiveness, we seek refuge with Him from the evils of ourselves and the evils of our deeds. Whoever Allah guides cannot be misguided by anyone and whoever Allah sets astray cannot be guided by anyone. I bear witness that none deserves the right to be worshiped except Allah alone who has no partner and I bear witness that our master Muhammad is His servant and messenger.

Fear Allah’s servants of Allah and take good care of your sons and daughters most especially during their youthful/teenage years. Indeed youthful period is a period of strength and exuberance, what comes before it is childhood and weakness, and what follows it is old age and weakness, Allah says: “Allah is the one who created you from weakness, then made after weakness strength, then made after strength weakness and white hair. He creates what He wills, and He is the Knowing, the Competent.” [30:54]. Servants of Allah, indeed looking at the situation of our youths nowadays, easily gives you a glimpse of the dangers that surround them. Among the dangers are those that are nullifiers of their creed (Tauheed/Aqeeda), some dangers subject them to being carried away from their acts of worship, others are lusts that destroy their character while some are imported bad characters that detach them from a lot of morals and etiquettes.

Most of our sons and daughters are addicted to electronic games, they fancy following nasty celebrities on different social media platforms and they are already used to speaking to people they know and those they don’t mostly on social media. The afore-stated distractions have diverted most of our youths from their obligatory acts of worship like a prayer on time and in the congregation, they became distracted from being dutiful to their parents and from extending the ties of kinship. Unfortunately, they found themselves deeply immersed in sins of the eyes, ears and private parts alongside being carried away from their studies and useful academic achievements.

With regards to the dangers related to their character, it is not something hidden to us all the lethal efforts put in by the enemies of Islam geared towards changing their morals and etiquettes through the promotion of recreational drugs that destroy their character, minds, bodies, and resources. It is equally obvious that most of the contemporary media is on a mission to directly or subliminally alter their thinking towards embracing immorality and so called ‘freedom’ from the doctrines of Shariah, they made them feel that such doctrines are stringent, barbaric or archaic. A lot of our youths are made to believe that the Hijab is something that isn’t consistent with their freedom, so are they uncomfortable with the God-given vested authority of men upon their wives.

Brothers and sisters in Islam, these are some of the derailments that threaten the wellbeing of our sons and daughters in terms of character and a sound mind. The essence of their mention here is to warn against their dangers and to get to know the causes of these ailments so that we proffer solutions, every one of us is expected to change the ugly picture no matter how insignificant in their own ways because this is a duty which is obligatory upon us all, Allah says: “So why were there not among the generations before you those of enduring discrimination forbidding corruption on earth – except a few of those We saved from among them? But those who wronged pursued what luxury they were given therein, and they were criminals. And your Lord would not have destroyed the cities unjustly while their people were reformers.” [11:116-117]. Talking about solutions, the derailment of our youths in terms of their religiosity and character should be faced with reform, advice, guidance, enjoining good and forbidding evil, it is mandatory to apply these whenever an evil deed is seen or observed. The messenger (peace be upon him) said: “Whosoever of you sees an evil, let him change it with his hand; and if he is not able to do so, then [let him change it] with his tongue; and if he is not able to do so, then with his heart — and that is the weakest of faith.”

If we intend to succeed, we should then resort to exercising this reformative assignment as it is contained in the previous Hadith. Allah says: “And let there be [arising] from you a nation inviting to [all that is] good, enjoining what is right and forbidding what is wrong, and those will be successful.” [03:104]

It is imperative to know that, this nation (Ummah of Muhammad, PBUH) maintains and continues to maintain its status of being the best only when each individual reform and mends himself first, then struggles towards mending others based on the provisions of Islam. Allah says: “You are the best nation produced [as an example] for mankind. You enjoin what is right and forbid what is wrong and believe in Allah.” [03:110]

As guardians and trainers in our various homes and as those in charge of our wives, daughters and sons, we should usher our family members towards that which is good, we should enjoin them towards acts that bring them righteousness, we should discourage and warn them against committing what destroys their religiosity and importantly to be patient in the course of that. Allah says: “O you who have believed, protect yourselves and your families from a Fire whose fuel is people and stones, over which are [appointed] angels, harsh and severe; they do not disobey Allah in what He commands them but do what they are commanded.” [66:06]

The messenger (peace be upon him) said: “All of you are guardians and are responsible for your subjects. The ruler is a guardian of his subjects, the man is a guardian of his family, the woman is a guardian and is responsible for her husband’s house and his offspring; and so, all of you are guardians and are responsible for your subjects.”

Another aspect that helps parents succeed in their duties as guardians is exhibiting good manners, especially when relating with their sons and daughters. Also, there should be reciprocal love and trust in the house because that’s one of the greatest determinants of success in achieving cohesion and oneness in families.

On the other hand, when rudeness, coarseness, violence, harshness, neglect, and inattentiveness from parents become apparent in the house, such families become unstable and thereby disintegrate, members of the family become like enemies of one another and some become like strangers to others. You should therefore work towards tightening the fabric of togetherness in your respective families, be patient about what emerges of shortfalls from some of the members, you should use the mechanism of advice and guidance and hold their hands firmly with a blend of strictness in situations nothing works but that.

On a final note, no mother, father, teacher, or trainer should despair or give up on the youths because the goodness in them is still abundant, it is wrong for us to see them through the lenses of despair or to think bad of them.

We ask Allah to grant us guidance, guide our sons and daughters, and protect them from the evil plots of the crafty.



NAHCON, Ja’iz Sign Agreement on Hajj Savings Scheme

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NAHCON, Ja’iz Sign Agreement on Hajj Savings Scheme

The National Hajj Commission of Nigeria, NAHCON, today signed agreement necessary for the take off of the Hajj Savings Scheme. The ceremony was attended by representative of Secretary to the Government of the Federation, Boss Mustapha, representative of the Minister of Federal Capital Territory, Malam Musa Bello, Honourable Hassan Nalaraba, Chairman Committee on Pilgrimage, Chairman Ja’iz Bank, Alhaji Umar Mutallab, Managing Director of Ja’iz Bank, Mallam Hassan Usman, NAHCON Board members, Chief Executive Officers of States’ Pilgrims’ Welfare Boards, representatives of Licensed Tour Operators, among others.

The NAHCON Chairman, Alhaji Zikrullah Kunle Hassan, who along with NAHCON’s three permanent Commissioners, played hosts to the guests, described the launching as one of the most important achievements of the fourth board since inauguration in February this year. Describing the Hajj Savings Scheme as a contributory payment scheme for prospective Muslims wishing to undertake pilgrimage to Makkah, the Chairman praised the “…spirit and good intention of the formulators of the Act as well as the doggedness of the first and second Boards of the Commission under the leadership of Mallam Muhammad Musa Bello (the current FCT Minister), as well as the third Board of the Commission under the leadership of Barrister Abdullahi Muhammad Mukhtar respectively… .” Hassan declared that the two boards made significant progress towards the implementation of the Hajj Savings Scheme.

In his remarks as one of the special guests at the occasion, Barrister Olusegun Adeyemi Adekunle, representative of the SGF affirmed “…promoting national cohesion and social inclusion is one of the core principles upon which this administration’s Economic Growth Recovery Plan (ERGP) is built. Government encourages programmes that have positive socio-economic impact on Nigerians and the Hajj Savings Scheme is one of such.” He advised NAHCON and Ja’iz Bank to invest in cyber security as they launch the scheme.

Also speaking at the occasion, the FCT minister, represented by Alhaji Bashir Muhammad, conveyed the minister’s apology and delight in launching of the scheme whose foundation they had painstakingly laid.

Silmilarly, Mallam Umar Mutallab expressed hope that the scheme will uplift NAHCON’s self-sustenance and will ensure utilization of Hajj slots allocated to Nigeria by Saudi Arabia. Mallam Mutallab was optimistic of the success of the scheme, which will hopefully be a template for other countries to emulate.

In his submission, the Ja’iz bank Managing Director, Mallam Hassan Usman disclosed that a unit in the bank has been dedicated to the scheme, with staff and befitting platform designated for success of the program.

There were other goodwill messages followed by a vote of thanks by NAHCON’s Commissioner Policy, Personnel Management and Finance, Alhaji Hassan Yakassai.

Mallam Mutallab on behalf of Ja’iz Bank and Alhaji Zikrullah Kunle Hassan for NAHCON signed the agreement.
With the launching of the scheme, intending pilgrims may register by logging on to https://hajjsavings.jaizbankplc.com:8088.
Likewise, interested applicants can visit state pilgrims’ welfare boards or any Ja’iz bank branch to enrol.

Meanwhile, the NAHCON Chairman revealed that registration for Hajj 2021 has commenced under state pilgrims’ boards.

Fatima Sanda Usara,
Head, Public Affairs,





Jumu’ah Khutbah Translation 8th, Muharram 1442AH, Equivalent to 28th, August 2020


All thanks and praise are due to Allah. We seek His help and forgiveness, and we seek refuge in Allah from the evil within ourselves and the consequences of our evil deeds. Whomever Allah guides will never be led astray, and whomever Allah leads astray will never find guidance. I bear witness ther`e is no God but Allah, alone without any partners, and I bear witness that Muhammad (peace and blessings be upon him) is His servant and His Messenger.

O you who have faith, fear Allah as it is His right to be feared and do not die except as Muslims” (3:102)


O people, fear your Lord, who created you from one soul and created from it its mate and dispersed from both of them many men and women. Fear Allah, through whom you ask one another and maintain family ties. Verily, Allah is ever watching over you.” (4:1)


O you who have faith, fear Allah and speak upright words. He will correct your deeds and forgive your sins. Whoever obeys Allah and His Messenger has won a tremendous victory.” (33:70-71)

Verily, the most truthful speech is the Book of Allah, the best guidance is the guidance of Muhammad (peace and blessings be upon him), and the worst of affairs are newly invented matters. Every newly invented matter is a religious innovation, and every religious innovation is misguidance, and every misguidance is in the Hellfire.

To proceed, O Muslim brothers and sisters, last week a Sharia court in Kano state Sentenced to death a renegade young man who had detracted from the path of our Messenger, may Allah bless him and grant him peace. After the judgement, verbal incitement, voices were heard, articles were published denying this ruling that has been proven in our religion.

Respective brothers and sisters, if it is worth amazing, then their saying was astonishing, and if it is worth amazing, then how surprising is their refutation! Brothers and sisters in Islam, the Prophet (PBUH) has rights over us; they are compulsory upon us to observe them. Example of such rights is to defend the Prophet (PBUH). We Muslims must defend our Messenger (PBUH), even if his Lord, The Exalted, defended him since ancient times

Allah the Highest says: (Indeed, We are sufficient for you against the mockers.), Allah The Highest commands us to defend him (PBUH). Allah says: (Those who follow the Messenger, the unlettered Prophet, whom they find written in what they have of the Torah and the Gospel, who enjoins upon them what is right and forbids them what is wrong and makes lawful for them the good things and prohibits for them the evil and relieves them of their burden and the shackles which were upon them. So, they who have believed in him honoured supported him and followed the light which was sent down with him – it is those who will be successful.) (surah Al-A’raf 157). He also says: “(That you [people] may believe in Allah and His Messenger and honour him and respect the Prophet and exalt Allah morning and afternoon)”. (Surah Al Fathi 9).

Dear brothers and sisters, this Messenger is a human being, but not like the rest of mankind. He has characteristics that Allah has bestowed upon him as mentioned by some scholars. Imam Ezz bin Abdul Salam conveyed to us more than sixty characteristics, all of which are of our Messenger, (PBUH). Our Prophet is the one Allah sent as a mercy to the entire Universe.

Allah says: “(And We have not sent you, [O Muhammad], except as a mercy to the worlds)”.

Therefore, whoever detracts from the right of our Messenger, may God’s prayers and peace be upon him, we must defend him with all our power, whether that is from verbal powers, actual powers, or financial powers so that we can redeem our Messenger, may God bless him and grant him peace, with all our money and even our souls. This is how his companions did, may God Almighty be pleased with them, they did not sit and allow the Prophet to defend himself, may God’s prayers and peace be upon him, and did not let their prophet down, but they defended him with their words. He had poets like Hassan bin Thabit, Abdullah bin Rawaha and Kaab bin Malik, all of these poets were defending the Messenger of God, may God bless him and grant him peace.


You satirized Muhammad, I defended him # and with Allah is the reward for that My father, his father and my soul # (all) to protect Muhammad from you. (your Harm) This is what Hassan (RA),said when the Prophet(PBUH), was mocked by one of the polytheists

Dear brothers and sisters, the ruling of one who detracts from the right of the Messenger of Allah (PBUH), reviles, curses, and satirize him is murder. Our scholars have agreed, may God Almighty reward them with good- on this matter and there is no difference of opinions regarding this. The scholars mentioned, especially those who wrote books on (IJMA’A) the consensus of the companion on this ruling. Example of such scholars is Ibn Mundhir in his book (Al-IJMA’A), he said: The entire companion consensually agreed that the judgment of anyone who insults the Messenger of Allah is Murder. They only disagreed on one thing, will his repentance be accepted or not? Most of the scholars said: he will not be asked to repent, rather he will be executed. Even if he repents, it will not be accepted from him. Some scholars said (they are the minority): He will be asked to repent, if he does so, it will be accepted from him. The root of this argument is that: will he be executed as the one who apostate from his religion or as a penalty for insulting the Prophet? As for those who believe that he should be executed as a penalty, said: he will not be asked to repent and his repentance will not be accepted from him even if he does so. This is the saying of Imaam Malik and some other Imaams. They are preceded by the companions on this opinion, including the (first) Khalifa of the Messenger of Allah; Abubakar As-Siddiq (RA). He said (RA): whosoever insult the Prophet or detract him or mock him, will not be asked to repent. And even if he repents, it will not be accepted from him. As for those said he will be executed as one who apostate form his religion, said: his repentance will be accepted from him if he repents. This is the opinion that is widely accepted by our scholars; may Allah reward them all. This is that he should be executed if he refuses to repent.

Respective brothers and sisters in Islam, the scholars mentioned to Haruna Ar-Rasheed during the Abbassid Caliphate a man who insulted the Prophet; he decided to consult some scholars from Iraq. They said to him: Flog him some lashes and he refused to accept their advice. He then consulted Imaamu Malik and he said: whoever insults the Prophet (PBUH) should be executed.



 1- Muslim should fear Allah and say not except that which is good 

2- Defending the Prophet (PBUH) in any circumstance is one of the rights of Prophet (PBUH) upon this ummah

3- Muslims should seek clarification on matters about their religion if they know not.     





Jumma’ah Khutbah Translation, 12th, Dhu al-qi’dah 1441AH, equivalent to 3rd July, 2020


All praise is due to Allah the controller of everything, May the peace and blessings of Allah be upon His messenger, his household, his companions and those who follow their path till the last day. Allah says: “No affliction comes about but by Allah’s permission; and whoever believes in Allah, He guides aright his heart.” [Attaghabun:11]. Afflictions and disasters are signs of warning from Allah to His sinful servants, Allah Says: and “we do not send signs but to make {people} fear”. [Al-Israa: 59]. For this fact, it is compulsory to repent to Allah and be steadfast on his commands before it is late.

Oh Servant of Allah! Allah has created everything and appointed a measure and cause for their existence. Obedience to Allah and His Messenger is a cause of every kind of goodness, while sins result in afflictions and tribulations. Allah says: “Now whatever calamity may befall you will be an outcome of what your own hands have wrought, although He pardons much” [Ash-Shu’ara’:30]; and He also says: “and never would We destroy a community unless its people are accustomed to doing wrong to one another” [Al-Qasas: 59]; and another verse says: “so each We punished for his sin; of them were some on whom We sent a violent wind with shower of stones, and of them were some who were overtaken by a sudden blast; and some of them We caused to be swallowed by the earth; and some of them We caused to drown. And it is not God who wronged them, but it was they who had wronged themselves.” [Al-Ankabut:40].

Oh you who believe! Committing sin has an ill effect in the life of individuals, societies, countries and so on. It causes backwardness in our stability, prosperity, and security. All the trials which we witness and live in, such as killings, pandemics, diseases, disasters and poverty are resulted from our sins and bad deeds which because of such deeds, Allah had destroyed nations before us. Allah says: “did We not destroy so many of those sinners of olden days? And We shall let them followed by those of later times”. [Al-Mursalaat: 16-17]; and He also says “do they not consider how many a generation We have destroyed before them, whom We had established in the earth, as We sent the clouds pouring rain on them in abundance, and We made them the rivers to flow beneath them, then We destroyed on account of their faults, and raised up after them another generation.” [Al-An’am 6]. He says in another verse: “So, the evil results of that which they earned overtook them. And those who did wrong of these people to whom you Muhammad have been sent will also be overtaken by the evil results for what which they earned, and they will never be able to escape.” [Az-Zumar-51].

O servants of Allah! Finally, in order to get out of our problems and the conditions which we are now living in presently, the only solutions that will improve our stability, prosperity and Security are:

1-   To abstain from committing sins as best as we can, Allah says: “and if the people of the towns had believed and guarded against evil, We would certainly have opened up for them blessings from heaven and earth.” [Al-A’raf: 96].

2-   To return to our Lord by changing our bad deeds into good ones. Allah says: “and that if they should keep to the right way, We would certainly give them to drink of abundant water”. [Al-Jinn]. He also says: “This is because Allah has never changed a favor which He has conferred upon a people until they change their condition”. [Al-Anfal: 53].

3-   To engage in repentance and seeking Allah’s forgiveness as He has promised not to destroy people who seek His forgiveness. He said: “Nor is Allah going to chastise them while yet they ask for forgiveness” [Al-Anfal: 33]. He also says: “Ask forgiveness of your Lord. Indeed, He is ever a Perpetual Forgiver. He will send [rain from] the sky upon you in [continuing] showers and give you increase in wealth and children and provide for you gardens and provide for you rivers.” [Nuh:10-12].

May Allah forgive us and may He grant us goodness and change our conditions.